Six things to know 👇
1. Anything you invest grows a steady 7% a year, and your cash earns 4.5% while it waits. The earlier you invest, the more it becomes.
2. Each cycle you are paid for ten years at once, and ten years of needs — rent, food, mortgage, kids — comes straight back out. The Cash flow tab shows both.
3. Watch the green SAFE TO SPEND number. Overspend in one cycle and you can recover — you get paid again next cycle. Overspend every cycle and you end up on a credit card at 21%.
4. The shop restocks, and Pay later costs nothing today. That is what makes it dangerous — the bill still arrives.
5. 🌱 Experiences give +40% happiness and keep growing. 📦 Things fade. That's real research, not a game rule.
6. Your ★ Life Score = points from your life (what you did and owned) + points from your money (every $1,000 you still have = 1 point). Spending $1,000 costs you 1 point, so only buy something if it gives back more than that. Tap the score at the top of the screen any time to see this again.